为什么我的账户被归为典型日内交易者账户？对此我能做些什么？
Overview:
日内交易是指在同一交易日内买入并卖出一只证券（美国或非美国证券）。美国金融业监管局（FINRA）和纽交所（NYSE）制定的该等法规旨在对资金较低之账户（净清算价值低于25,000美元的账户）的交易量进行限制。典型日内交易者（PDT）即5个工作日内进行了4次或以上日内交易的交易者。如果违反该等规则，您便会受到PDT限制。
Background:
怎么确定账户是否受到限制？
账户窗口的第三部分——“可用于交易（Available for Trading)”——有一行叫“剩余日内交易数(T...,T+4)【Day Trades Left (T...,T+4)】”。
在上方例子中，我们假设今天是周一。账户在周一和周二只有0次日内交易机会。周三和周四则会有2次。如果这些机会都没被用掉，那么到了周五，账户便会有3次日内交易的机会。
如果账户被限制，我可以有什么选择？
根据监管机构规定，您在90天内不得开仓任何新头寸（但仍然可以平仓已有头寸）。您可以选择以下操作：
A. 向账户存入资金，将账户资产提高到25,000美元以上。账户资产高于25,000美元的账户可无限次日内交易。
B. 通过客户端申请PDT重置。登录客户端，依次打开支持>消息中心，然后从“撰写”下拉菜单中选择“典型日内交易者请求”。典型日内交易者请求工具随即将启动，系统会检查确定账户是否符合PDT重置要求。
如果账户符合PDT重置要求，系统会弹窗告知账户符合要求。该窗口会显示过去5个工作日内执行的4次日内交易，还会提供典型日内交易重置申请确认书。勾选“我已阅读并同意此确认书”对话框并点击绿色的“发送重置申请”按钮。系统会显示确认窗口，您需要点击“确定”正式提交您的PDT重置申请。
更多信息请参见此页面的日内交易标签页。
Do liquidation trades executed by IBKR count as day trades?
Overview:
Yes, if a position that is opened is subsequently closed in the same trading session (day), it is defined as a Pattern Day Trade. If an IBKR liquidation results in the closing of a position that was opened in that same session/day, it would be counted towards the Pattern Day Trade total. This could also result in the account being flagged as a Pattern Day Trade account.
Why is my account classified as a Pattern Day Trader account, and what can I do about it?
Overview:
A day trade is defined as a purchase and sale of a security (US and Non-US) within the same trading day. The FINRA and NYSE instituted regulations intended to limit the amount of trading that can be done in accounts with small amounts of capital, specifically accounts with less than 25,000 USD Net Liquidation Value. A Pattern Day Trader is someone who effects 4 or more day trades within a 5 business day period. You have violated these rules and are therefore subject to PDT restrictions.
Background:
How to see if an account is restricted?
In the Account Window, the third section titled Available for Trading displays a line titled Day Trades Left (T...,T+4).
In the example above, we will assume that today is Monday. The account will have 0 day trades available Monday and Tuesday. On Wednesday and Thursday, 2 day trades will be available. If those two trades are not used, the account will have all 3 day trades available on Friday.
What options are available if the account is restricted?
According to the governing bodies, you are now disallowed to initiate any new positions (though you can always close out preexisting positions) for a period of 90 days. You do have options which are:
A. Deposit funds into the account which bring the account value greater than USD 25,000. Accounts valued greater than USD 25,000 are allowed unlimited day trades.
B. Request a PDT Reset through Client Portal. This can be done by going to the Support section of Client Portal followed by Message Center and selecting “Pattern Day Trader Request” from the “Compose” drop down menu. The Pattern Day Trader Request tool will launch and the system will check to see if the account is eligible for a PDT Reset.
If the account is eligible for a PDT reset, a window will populate advising that the account is eligible. The window will show the four day trades that were executed in the last 5 business days, and it will also provide the Pattern Day Trading Reset Request Acknowledgment. Check the box that says “I have read and consent to the acknowledgment” and click the green “Send Reset Request” button. A confirmation window will populate and you will need to click “Yes” to officially submit your PDT Reset Request.
Additional information can be found on the Day Trading tab on this page.
